01
GET PRE-APPROVED
Work with a lender to figure out your budget and obtain a pre-approval letter. I can connect you with some wonderful local lenders.
WORK WITH ME
For Buyers
Looking to Purchase?
I've got you!
My top priority is to ensure that the home-buying process is easy and stress-free for you. I will attentively listen to your needs and preferences, working diligently to find properties that align with your criteria. You can count on me to be responsive, reliable, and proactive in addressing any questions or concerns that arise. My goal is to not only meet but exceed your expectations, delivering an exceptional home-buying experience.
Don’t just take my word for it:
"Above all, Emily truly cared about our family and our goals. We never felt rushed or pressured, just supported by someone who genuinely wanted the best outcome for us"
how it works...
The Buying Process
02
TOUR & OFFER
The fun part! Let's search and tour homes together that fit your criteria and lifestyle preferences. Once you find the place you want to call home, we will write up a strong offer while ensuring you don't over-pay.
03
OPEN ESCROW
Once your offer is accepted, we open Escrow. You'll wire your deposit (typically 3% of purchase price) and start obtaining insurance quotes.
04
INSPECTIONS
We will schedule all your inspections: general, termite, sewer, chimney, and possibly others. Then negotiations will take place for repairs or credits based on the findings.
05
APPRAISAL
If you are obtaining a loan, your lender will order an appraisal. If the appraisal comes in lower than the purchase price, we will negotiate for a price reduction.
06
FINAL DETAILS
Release all contingencies, sign necessary disclosures, finalize your loan, wire in your down payment, and change utilities into your name. As soon as escrow receives funds, they record title with the county and the home is YOURS!
Get it now!
Conejo Valley Maps!
The best way to start learning the different Conejo Valley neighborhoods is through these beautiful, detailed maps. There is a map for each town: Thousand Oaks, Westlake Village, Newbury Park, Agoura Hills, & Oak Park.
I'll give you a printed version when we meet, or download the digital version now.
What Makes Working With Me Different?
- Personalized Approach: I recognize that each client is unique, which is why I take a tailored approach to every transaction. By investing time in getting to know you, I can better understand your needs and goals, allowing me to customize my services to fit your specific requirements.
- Strong Communication: Communication is everything when it comes to a real estate transaction. I make it a priority to keep my clients informed every step of the way. I am always available to answer any questions, provide updates, and address concerns promptly and professionally.
- Market Insights: I have a deep understanding of the local real estate market, including current trends, hot neighborhoods, pricing, and inventory. This allows me to provide my clients with accurate and up-to-date information that they can use to make informed decisions about their home purchase.
- Attention To Detail: I am meticulous when it comes to the details of managing a real estate transaction. I will review your contracts & disclosures, schedule and manage inspections & appraisals, and ensure that nothing falls through the cracks so that you have a successful closing.
Learn more...
About Buying Real Estate
Want to learn more about buying real estate in the Thousand Oaks area? Check out these articles and videos.
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Continue readingGot Questions
About Buying a Home?
This is a great question! Beginning on August 17, 2024, as part of the NAR settlement agreement, there were some big changes that came into effect regarding the buyers agent commission. Buyers are now REQUIRED to have a signed contract (called the BRBC) with their buyers agent, before viewing properties. This contract will state how much the buyers agent will get paid. There are 3 ways the buyers agent can get paid: 1. From the Seller (most likely scenario) 2. From the Buyer (if Seller is unwilling to pay), or 3. From a combination of both. If you do not have additional funds to pay your buyers agent, simply have your agent check the box on your agreement that says “buyer does not have sufficient funds to pay broker”. In this case you’re only going to want to consider properties where the seller is offering to pay. In my experience, the majority of sellers are willing to pay, as it gets them more exposure and more offers.
Another great question! The short answer is “No” you won’t save money, but you could likely lose money by purchasing a home through the listing agent. In order to purchase a home through the listing agent, you’ll need a BRBC agreement with them (which I talked about in the last FAQ), so they will get paid from both sides of the deal. If you hire the listing agent, you will have no one looking out for you or negotiating on your behalf during the transaction. You will have hired someone to negotiate against you! It would be like getting sued and hiring the plantiff’s attorney to represent you. That would be insane (and illegal!). Make sure you have your own agent, they will save you money and fight for your best interests.
Typically 30 days. A 30 day escrow is standard in our market, unless the buyer is paying cash in which case escrow might only be 21 days.
Contingencies are clauses within the purchase agreement that state certain requirements which must be met before the contract becomes legally binding and enforceable. As a buyer, it means you have an escape clause! The 3 main contingencies are 1. The physical inspection, 2. The appraisal, and 3. The loan. Once you’re in the clear on contingencies, you’ll release them and be on your way to closing the deal.
Typically the most stressful part of the transaction is negotiating the Request for Repair after the buyer has completed all inspections. I always prepare my buyers for what’s to come, so there are no surprises. My negotiation style is my secret weapon and my buyers have been very happy with the outcomes.